If you ask about the detailed plans, Mrs. Wang actually can't spell them out, since she has only just come into possession of some Silver and is just starting to form a rough idea of what to do. To fully develop this venture, she still needs to carefully consider her options.
She thought for a moment and then said to Old Mrs. Qin: "Mother, I have only just received this Silver and the ideas are still in their infancy. They're not yet perfected, and implementing them will require careful deliberation."
Mrs. Xie is a person of impetuous temperament and hastily said: "Elder sister, if you have any ideas, just say them directly. No one here is an outsider, surely you're not keeping secrets, are you?"
Mrs. Wang felt somewhat displeased and said, "If I were keeping secrets, I wouldn't even bring it up. I would much rather work in secret with a private little gold reserve. Would I bother to waste words here?"