"What to say?"
*Jones's current mood felt like he was walking on a tightrope, feeling that one small slip could shatter him into pieces.*
*Think about it, one hundred and eleven thousand and eight hundred gold coins in debt. Not to mention Jones himself, even his entire family wouldn't have that much money. If he couldn't pay it back... well, the bank would send a letter to Gray. However, Gray also had no money, so "the son of the Lich King fled overnight with huge debt" could very likely be the headline in the papers the next day.*
*With such a big headline, would you associate Jones with a "struggling entrepreneur who unfortunately failed?"*